{"id":1991,"date":"2026-03-23T00:00:00","date_gmt":"2026-03-23T00:00:00","guid":{"rendered":"https:\/\/www.marek.sk\/?p=1991"},"modified":"2026-03-23T10:09:53","modified_gmt":"2026-03-23T10:09:53","slug":"april-2026-novela-zakona-o-bankach","status":"publish","type":"post","link":"https:\/\/www.marek.sk\/sk\/april-2026-novela-zakona-o-bankach\/","title":{"rendered":"Apr\u00edl 2026 |\u00a0 Novela Z\u00e1kona o bank\u00e1ch"},"content":{"rendered":"\n<p>Z\u00e1kon \u010d. 30\/2026 Z. z., ktor\u00fdm sa men\u00ed a\u00a0dop\u013a\u0148a z\u00e1kon \u010d. 483\/2001 Z. z. o\u00a0bank\u00e1ch v znen\u00ed neskor\u0161\u00edch predpisov (\u010falej len \u201e<strong>Novela<\/strong>\u201c) transponoval do slovensk\u00e9ho pr\u00e1vneho poriadku smernicu (EU) 2024\/1619 Eur\u00f3pskeho Parlamentu a\u00a0Rady z\u00a031. m\u00e1ja 2024 t\u00fdkaj\u00facu sa kapit\u00e1lov\u00fdch po\u017eiadaviek (\u010falej len \u201e<strong>CRD VI<\/strong>\u201c) a medzin\u00e1rodn\u00e9 \u0161tandardy Basel III dohodnut\u00e9 Bazilejsk\u00fdm v\u00fdborom pre bankov\u00fd doh\u013ead.<\/p>\n\n\n\n<p>Cie\u013eom je posilni\u0165 odolnos\u0165 bankov\u00e9ho sektora a&nbsp;zaisti\u0165 lep\u0161iu ochranu finan\u010dnej stability.<\/p>\n\n\n\n<p>Novela prin\u00e1\u0161a viacer\u00e9 v\u00fdznamn\u00e9 zmeny v\u00a0bankovom sektore, predov\u0161etk\u00fdm zav\u00e1dza:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>harmonizovan\u00e9 po\u017eiadavky na vykon\u00e1vanie bankov\u00fdch \u010dinnost\u00ed zahrani\u010dn\u00fdmi bankami z\u00a0tret\u00edch kraj\u00edn mimo Eur\u00f3pskeho hospod\u00e1rskeho priestoru (\u010falej len \u201e<strong>EHP<\/strong>\u201c); tie bud\u00fa povinn\u00e9 ma\u0165 povolenie udelen\u00e9 N\u00e1rodnou bankou Slovenska (\u010falej len \u201e<strong>NBS<\/strong>\u201c) a\u00a0zriadi\u0165 si pobo\u010dku na Slovensku, av\u0161ak nebud\u00fa m\u00f4c\u0165 z\u00edska\u0165 povolenie na ur\u010dit\u00e9 bankov\u00e9 \u010dinnosti;<\/li>\n\n\n\n<li>nov\u00e9 pr\u00e1vomoci NBS vo viacer\u00fdch oblastiach (napr.\u00a0 prevody akt\u00edv alebo z\u00e1v\u00e4zkov, nadob\u00fadanie a scudzovanie v\u00fdznamn\u00fdch \u00fa\u010dast\u00ed bankami, zl\u00fa\u010denie, splynutie a\u00a0rozdelenie);<\/li>\n\n\n\n<li>pr\u00edsnej\u0161ie pravidl\u00e1 pre osoby v\u00a0spr\u00e1ve a\u00a0riaden\u00ed b\u00e1nk (napr. t\u00fdkaj\u00face sa ich odbornej sp\u00f4sobilosti a\u00a0d\u00f4veryhodnosti);<\/li>\n\n\n\n<li>nov\u00e9 pr\u00e1vomoci NBS v\u00a0r\u00e1mci v\u00fdkonu doh\u013eadu (napr. pr\u00e1vomoc NBS presk\u00famava\u0165 a\u00a0hodnoti\u0165 postupy a\u00a0pl\u00e1ny b\u00e1nk v\u00a0oblasti environment\u00e1lnych a soci\u00e1lnych riz\u00edk, riz\u00edk v oblasti spr\u00e1vy a\u00a0riadenia, ako aj riz\u00edk t\u00fdkaj\u00facich sa expoz\u00edcie b\u00e1nk vo\u010di kryptoakt\u00edvam a\u00a0poskytovania slu\u017eieb s\u00favisiacich s\u00a0kryptoakt\u00edvami).<\/li>\n<\/ul>\n\n\n\n<p>Novela taktie\u017e:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>konkretizuje pravidl\u00e1 a obmedzenia pre zamestnancov NBS podie\u013eaj\u00facich sa na v\u00fdkone doh\u013eadu s cie\u013eom zabezpe\u010di\u0165 nez\u00e1vislos\u0165 doh\u013eadu a\u00a0predch\u00e1dza\u0165 konfliktu z\u00e1ujmov;<\/li>\n\n\n\n<li>spr\u00eds\u0148uje existuj\u00face a&nbsp;zav\u00e1dza nov\u00e9 administrat\u00edvne sankcie pre banky (napr. pravideln\u00e9 pen\u00e1le).<\/li>\n<\/ul>\n\n\n\n<p>\u010cas\u0165 ustanoven\u00ed Novely je \u00fa\u010dinn\u00e1 odo d\u0148a 27.02.2026, resp. 01.03.2026. V\u00a0s\u00falade so smernicou CRD VI, v\u00e4\u010d\u0161ina ustanoven\u00ed t\u00fdkaj\u00facich sa slovenskej pobo\u010dky zahrani\u010dnej banky so s\u00eddlom mimo EHP nadobudne \u00fa\u010dinnos\u0165 d\u0148a 11.01.2027.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Z\u00e1kon \u010d. 30\/2026 Z. z., ktor\u00fdm sa men\u00ed a\u00a0dop\u013a\u0148a z\u00e1kon \u010d. 483\/2001 Z. z. o\u00a0bank\u00e1ch v znen\u00ed neskor\u0161\u00edch predpisov (\u010falej len \u201eNovela\u201c) transponoval do slovensk\u00e9ho pr\u00e1vneho poriadku smernicu (EU) 2024\/1619 Eur\u00f3pskeho Parlamentu a\u00a0Rady z\u00a031. m\u00e1ja 2024 t\u00fdkaj\u00facu sa kapit\u00e1lov\u00fdch po\u017eiadaviek (\u010falej len \u201eCRD VI\u201c) a medzin\u00e1rodn\u00e9 \u0161tandardy Basel III dohodnut\u00e9 Bazilejsk\u00fdm v\u00fdborom pre bankov\u00fd doh\u013ead&#8230;.<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1991","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/posts\/1991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/comments?post=1991"}],"version-history":[{"count":4,"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/posts\/1991\/revisions"}],"predecessor-version":[{"id":1995,"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/posts\/1991\/revisions\/1995"}],"wp:attachment":[{"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/media?parent=1991"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/categories?post=1991"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.marek.sk\/sk\/wp-json\/wp\/v2\/tags?post=1991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}